Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
It really is easier than you think! Simply fill in the securely encrypted application form with your details and let us do the hard work for you.
This step takes no longer than 2 minutes to complete.
After you complete and submit the application form read and confirm your details you submitted ensuring they are all correct. Once confirmed you can then accept the loan agreement presented you.
Being presented with a loan agreement mean you have been approved and your funds will be with you shortly!
Funds usually transfered within the same day. Funding times may vary depending on whether your bank accept's fast direct deposits. Funds are always transfered the same day. If you apply after 5pm, funds will be transfered the next working day.
Use our Eligibility Checker to see if you can get your chosen loan .
APR known as 'Annual Percentage Rate' formely known as Typical APR is the interest rate of how much your borrowing will cost over the peroid of an average year. Payday Loans are only designed to be taken out over a term of 31 days which causes APR to seem misleading. At first glance it might seem very high but this is not the case with a short term loan.
Diving further in the depth of APR, there's two types of APR:
1. Your Personal APR
2. Representative APR
Generally speaking, typical payday loans APR can be misleading as you should only take a payday loan over a term of 31 days which in theory, is APR the best termonology for a payday loan? Where as the personal loan APR is over a 12 month term and will include fees, charges and a combustion of credit checks due to the long period.
Our service is FREE to use and we do NOT charge any fee's whatsoever. We do NOT touch your credit rating either.
There is no resitrction on what you use your loan for. However short term loans should not be used as a liability and should be considered carefully before taking one.
Money can be in your account the same day. Bank's transfer time's may vary. This depends on your application with your lender. Lenders funding rates vary but in most cases, money is sent the same day or within 15 minutes from confirmation of your loan agreement.
CPA (Continuous Payment Authority) means you give permission to the lender to debit your account on the repayment due date as agreed in your loan agreement you receive. If you choose to cancel this, contact your lender directly or your bank and request a cancellation.
Please Note - We're an online service and DO NOT operate any call centres. We will not call you.
For general enquiries please email us or our livechat support option located in the bottom right
We're continously improving our service by feedback given so send us your feedback. Or ALternatively if you are not happy with our service and would like to send a complaint to us,
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Representative APR: 277% (VARIABLE) Representative Example: Borrow £ 500 over 12 months. Interest rate - 140%. Total amount repayable - £ 649.01. We do not credit check you as part of our lender finding service however some lenders will need to perform a credit check before funding your account. Please read the terms and conditions of your loan agreement before applying. 6 month loans with early repayment available for lower interest payments.
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© Loan-Pal.com is a trading name of Stag Finance Limited. Loan-Pal t/a Stag Finance Limited is authorised anf ully regulated by the Financial Conduct Authority.
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*Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
1 Subject to approved by the lender. Not all lenders are able to provide up to £ 1000.
2 Upon acceptance of the loan offer and entry into an agreement with the lender, the lender will transfer the cash within 24 hours. Clearance of the funds is dependent on whether your bank accepts faster payments.